Terms of Service

Please read these Terms of Service (“Terms”) carefully before using Bingo FC. By creating an account or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Overview

Bingo FC is a football knowledge game published and distributed by Variko Inc (“we,” “us,” or “our”), a company incorporated in the United States.

Variko Inc
30 N Gould St Ste N
Sheridan, WY 82801
United States

The Service includes the Bingo FC game, the Bingo FC website, the Bingo FC mobile applications for iOS and Android, and all related features (matchmaking, leaderboards, shop, avatar customization, seasons, and any other functionality we provide).

These Terms also serve as the End User License Agreement (“EULA”) governing your installation and use of the Bingo FC mobile applications. Additional platform-specific terms for Apple App Store and Google Play users are set out in Section 17 below.

2. Eligibility

You must be at least 13 years of age to use the Service. By using the Service, you represent that you meet this requirement. If you are under the age of majority in your jurisdiction, you must have parental or guardian consent.

3. Accounts

• You may create an account using an email address or by signing in through a supported third-party provider (Google, Discord, or Twitch).
• You are responsible for maintaining the security of your account and for all activity that occurs under it.
• You agree to provide accurate and complete information and to keep it up to date.
• We reserve the right to suspend or terminate accounts that violate these Terms.

4. Game Rules & Fair Play

By using the Service, you agree not to:

• Use bots, scripts, cheats, exploits, or any form of automation
• Intentionally manipulate matchmaking, rankings, or leaderboards
• Abuse, harass, or engage in toxic behavior toward other players in rooms or chat
• Impersonate another player, team, or entity
• Exploit bugs or glitches instead of reporting them
• Create multiple accounts to gain unfair advantages
• Attempt to reverse-engineer, decompile, or disassemble the Service

We reserve the right to take action against accounts that violate these rules, including temporary or permanent suspension, ranking resets, and forfeiture of purchased items.

5. Intellectual Property

All content and materials available through the Service, including but not limited to the game design, software, graphics, 3D models, animations, user interface, text, logos, and audio, are the property of Variko Inc or its licensors and are protected by applicable intellectual property laws.

Any third-party names, trademarks, logos, or images appearing in the Service belong to their respective owners. Their inclusion does not imply any affiliation with or endorsement by those parties.

You may not copy, modify, distribute, sell, or lease any part of the Service without our prior written consent.

6. Purchases & Payments

The Service offers in-game purchases (coins, cosmetic items, bundles) and subscriptions (the Bingo FC PRO plan). The payment processor and applicable terms depend on the platform you use to make the purchase.

6.1 Payment Processors

Apple App Store (iOS)

When you purchase coins, items, or a subscription through the Bingo FC iOS application, the transaction is processed by Apple using In-App Purchase (StoreKit). Your payment, billing, and tax handling are governed by your Apple ID account and Apple’s Media Services Terms. We use RevenueCat as a service provider to validate Apple receipts and synchronise your entitlements (such as PRO status and coin grants) with your Bingo FC account; RevenueCat does not process the payment itself.

Google Play (Android)

When you purchase through the Bingo FC Android application, the transaction is processed by Google through Google Play Billing and is governed by the Google Play Terms of Service. As with iOS, we use RevenueCat to validate receipts and synchronise entitlements with your Bingo FC account.

Web (bingofc.com)

Purchases made on the Bingo FC website are processed by Whop, which acts as our Merchant of Record. By making a web purchase, you also agree to Whop’s Terms of Service.

6.2 Subscriptions (Bingo FC PRO)

Bingo FC PRO is offered as an auto-renewing subscription on a monthly or annual billing cycle. Unless cancelled before the renewal date, your subscription will automatically renew at the end of each billing period and you will be charged the then- current price.

iOS Subscriptions — Apple Required Disclosures

• Payment will be charged to your Apple ID account at confirmation of purchase.
• The subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period.
• Your account will be charged for renewal within 24 hours prior to the end of the current period, at the price disclosed to you at sign-up (or the then-current price for the renewal term).
• You can manage your subscription and turn off auto-renewal at any time by going to your Apple ID Account Settings on your iOS device after purchase. Cancellations take effect at the end of the current billing period; you will retain PRO access until then.
• If a free trial is offered, any unused portion of the trial period is forfeited when you purchase a subscription, where applicable.
• The length of the subscription, the price per period, and any applicable trial details are disclosed in the purchase sheet presented by Apple at checkout.

Android Subscriptions

You can manage and cancel Android subscriptions through the Google Play Store app under Subscriptions → Bingo FC. Renewal terms (charge date, auto-renewal, and cancellation cut-off) follow Google Play’s standard rules, which are disclosed at checkout.

Web Subscriptions

You can cancel a web subscription at any time by contacting us at [email protected]. Cancellation takes effect at the end of the current billing period; you will retain access to PRO features until then.

6.3 Refunds

Apple App Store Purchases

All refund decisions for purchases made through the App Store are made by Apple in accordance with Apple’s policies. We are not able to issue refunds for App Store transactions directly. To request a refund, visit reportaproblem.apple.com and follow Apple’s instructions. If you have questions about a purchase, you can also contact us at [email protected] and we will help you where we can.

Google Play Purchases

Refunds for purchases made through Google Play are governed by Google’s refund policies. You can request a refund through the Google Play Store within the eligibility window set by Google. After that window, please contact us at [email protected] and we will review your request.

Web Purchases (Whop)

For purchases made on bingofc.com, our refund policy below applies. Whop handles the payment transaction, but refund decisions are made by us and we handle web refund requests directly. To request a web refund, email [email protected] with your account details and transaction ID. We will review your request and process approved refunds to your original payment method. Please allow up to 10 business days for the refund to appear.

Consumer Right of Withdrawal (EU/EEA — Web Purchases)

If you are a consumer located in the European Union or European Economic Area and you purchased through the website, you have a statutory right to withdraw from a purchase within 14 days of the transaction date without giving any reason.

However, this right of withdrawal does not apply to digital content that has been immediately delivered, downloaded, or otherwise acquired. Because in-game purchases (coins, cosmetic items, bundles) are digital content made available instantly upon purchase, by completing the transaction you consent to immediate delivery and acknowledge that you lose your right of withdrawal once the digital content has been provided. You will be informed of this at the point of checkout.

For your initial Bingo FC PRO subscription purchased on the web, you may exercise your 14-day right of withdrawal by contacting us at [email protected] within 14 days of the initial purchase, and we will issue a full refund. EU/EEA withdrawal rights for App Store and Google Play purchases are handled by Apple and Google respectively, in accordance with their own consumer-protection processes.

Web Subscription Renewals — 7-Day Goodwill Window

For subscriptions billed through the website, if your subscription has automatically renewed and you did not intend to continue, you have 7 days from the renewal charge date to request a full refund for that renewal period by contacting [email protected]. Upon refund, your PRO subscription will be cancelled and access to PRO features will end immediately. This goodwill policy does not apply to App Store or Google Play renewals, which follow Apple’s and Google’s respective refund processes.

Coin Packages & Cosmetic Items

Because coins and cosmetic items are delivered as digital content immediately upon purchase, refunds are generally not available once the content has been delivered. We may refuse refund requests where there is evidence of fraud, abuse, or manipulation.

Chargebacks (Web Purchases)

If you do not recognise or wish to dispute a web charge, please contact us at [email protected] before raising a chargeback or dispute with your bank or card issuer. We are happy to resolve any billing issue directly. Filing a chargeback without first contacting us may result in your access to the Service being restricted.

6.4 Pricing & Taxes

Prices are displayed in your local currency where possible. On iOS and Android, applicable taxes (including VAT and sales tax) are handled by Apple or Google respectively, in accordance with your jurisdiction. For web purchases, Whop handles all applicable taxes. Final pricing including tax is shown at checkout.

7. Virtual Items & Currency

In-game coins, cosmetic items (traits, animations, soundpacks), season rewards, and any other virtual goods have no real-world monetary value and cannot be exchanged, traded, sold, or transferred outside of the Service. We reserve the right to modify, remove, or adjust virtual items and currency at any time without prior notice or liability.

8. User Content & Conduct

You are solely responsible for any content you submit, including your username, display name, and messages in game rooms. You agree not to submit content that is offensive, defamatory, obscene, infringing, or otherwise objectionable. We reserve the right to remove any content and take action against accounts at our sole discretion.

9. Service Availability & Modifications

We strive to keep the Service available and running smoothly, but we do not guarantee uninterrupted or error-free operation. We reserve the right to:

• Modify, update, or discontinue any aspect of the Service at any time
• Perform maintenance that may result in temporary downtime
• Reset game data, rankings, or seasons as part of normal operation
• Change game mechanics, rules, rewards, or balancing

10. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. Upon termination, your right to use the Service ceases immediately. You may also delete your account at any time by contacting us at [email protected]. Termination does not entitle you to any refund of purchases made prior to termination, except where required by applicable consumer protection law (see Section 6.1).

11. Disclaimers

The Service is provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, secure, or free of errors or defects.

12. Limitation of Liability

To the fullest extent permitted by law, Variko Inc and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or use, arising out of or related to your use of the Service. Our total aggregate liability shall not exceed the amounts you have paid to us in the twelve (12) months preceding the claim.

13. Indemnification

You agree to indemnify and hold harmless Variko Inc, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from your use of the Service or your violation of these Terms.

14. Governing Law & Disputes

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict-of-law provisions. Any disputes arising out of or relating to these Terms or the Service shall be resolved exclusively in the state or federal courts located in Sheridan County, Wyoming, and you consent to the personal jurisdiction of such courts.

15. Changes to These Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the “Last updated” date. Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms. If you do not agree to the changes, you must stop using the Service.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Additional Terms for Apple App Store and Google Play Users

The following additional terms apply to your installation and use of the Bingo FC mobile applications obtained through the Apple App Store or Google Play. They supplement, and do not replace, the rest of these Terms.

17.1 Apple App Store

You acknowledge and agree that:

• Parties to the EULA. These Terms are a binding agreement between you and Variko Inc only, and not with Apple Inc. (“Apple”). Variko Inc, not Apple, is solely responsible for the Bingo FC iOS application and its content.
• Scope of license. The license granted to you for the iOS application is limited to a non-transferable license to use the application on any Apple-branded products that you own or control, as permitted by the Usage Rules set forth in the Apple Media Services Terms, except that the application may also be accessed and used by other accounts associated with you via Family Sharing or volume purchasing where applicable.
• Maintenance and support. Variko Inc is solely responsible for providing any maintenance and support services for the Bingo FC iOS application, as specified in these Terms or as required under applicable law. Apple has no obligation whatsoever to furnish any maintenance or support services with respect to the iOS application.
• Warranty. Variko Inc is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed. In the event of any failure of the iOS application to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the iOS application to you (if any). To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the iOS application, and any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty will be Variko Inc’s sole responsibility.
• Product claims. Variko Inc, not Apple, is responsible for addressing any claims by you or any third party relating to the iOS application or your possession and/or use of it, including but not limited to: (i) product liability claims; (ii) any claim that the iOS application fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection, privacy, or similar legislation.
• Intellectual property rights. In the event of any third-party claim that the iOS application or your possession and use of the iOS application infringes that third party’s intellectual property rights, Variko Inc, not Apple, will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim.
• Legal compliance. You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
• Developer contact. If you have any questions, complaints, or claims with respect to the iOS application, you can contact Variko Inc at [email protected] or by mail at the address in Section 1.
• Third-party terms. You must comply with all applicable third-party terms of agreement when using the iOS application (for example, your wireless data service agreement).
• Apple as third-party beneficiary. You acknowledge and agree that Apple, and Apple’s subsidiaries, are third-party beneficiaries of these Terms as they relate to your license of the iOS application, and that, upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.

17.2 Google Play

These Terms govern your use of the Bingo FC Android application between you and Variko Inc only, and not Google LLC (“Google”). Variko Inc, not Google, is solely responsible for the Android application and its content. Maintenance, support, warranty, product claims, and intellectual-property claims relating to the Android application are the sole responsibility of Variko Inc, on the same terms as set out in Section 17.1 above (reading “Google” for “Apple” and “Android application” for “iOS application” where applicable). Your use of the Bingo FC Android application is also subject to the Google Play Terms of Service.

18. Contact Us

If you have any questions about these Terms, please contact us at:

Variko Inc
30 N Gould St Ste N
Sheridan, WY 82801, US
[email protected]